The retractable tube is stored inside the body of the pump when not in use, and it can attach to either a Schrader or a Presta valve, the two types of valves you’ll see. Some pumps can accommodate only one type, making them less universal. Toggling between the two is simple, which can’t be said of other models with itty parts that require nerves of steel to handle on a good day, let alone while wearing gloves, crouching in the wind, oblivious to the sewer grate a few feet away.
Some years ago, I used to live on my bike. Riding around daily through any weather condition was bound to quickly wear down on the bike over time. I like some of the stuff that you have in your toolkit. I would say zip ties are actually really convenient, because when something came loose you could go ahead and use those to fasten them down to keep on moving ahead until you had enough time to fix it or get it checked at a bike repair shop.
Yes, bicycle shops generally provide repair services. A typical list of offered services includes regular service/adjustment (including safety check; and  brake, drivetrain, and tire inspection); premium, and annual service, which is a more extensive tune-up. More specific repairs include drivetrain tune-up, brake system tune-up, flat tire fixes, brake repairs, cleaning and touching up the bike frame.
In spite of seat bags’ diminutive size, a lot of people really, really want them to accommodate more stuff. If that’s you, the medium and large seat bag (but not the small) have an extendable gill at the bottom, which you can see in the image up top. It zips open to create more room. With it unzipped, we could cram a wallet, keys, and phone inside the medium as well.
A bicycle costs anywhere from $250-$9,000 depending what type and quality of bike you want. A utility bike from a department store might cost $300-$500, but experts caution that it will be quite a bit heavier and not as well constructed as other bikes. For a durable, lightweight bike with front-suspension and decent parts, it’s reasonable to pay $750-$1,200. You might be able to pay slightly less, but expect to need some repairs after several months of heavy use.
Modern bottom brackets use a sealed bearing type construction that keeps water and debris locked out, so they seldom go wrong. Maintenance is impossible so they need replacing when they do wear out. Older style cup bottom brackets need to be re-greased every now and again, and occasionally will need to have their bearings replaced. There are a lot more teeth on the chainring cogs than those on the rear cassette, so need changing less regularly. Cranks usually a solid one piece construction so there is not much to go wrong.
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