If you’re going to use the chain whip you just made, you’ll also need a way to get that cassette off. A lockring remover is a must-have; unless you use one of the shady removal methods I’ve seen on the internet—which I wouldn’t necessarily recommend unless you don’t care much about the condition of the wheel after you use them. I recommend Park Tool’s iterations here that cost about $6, but you’ll need to buy the specific one for your brand/type of cassette. (By the way, I’m assuming you already have an adjustable wrench laying around somewhere to use with this tool. If you don’t, well, you’ll need one of those too.)
One key difference, that you can see in the photo, is that the BV uses buckles instead of Velcro on the straps that attach the bag to the underside of the saddle, something much more important than it may seem. A pair of bike shorts (or any shorts) will shred quickly if they’re rubbing against that tiny bit of Velcro protruding from the side of the bag, and it’s sure to destroy expensive sweaters and gym clothes if you stuff the bag into your backpack or messenger bag.
As you mentioned, it is surprising how often you can get multiple flat tires on while riding, particularly on longer sprints. The tip about bringing a patch kit in your bike repair kit can be incredibly helpful if you’ve already had one flat tire. I agree that all you listed seems like an awful lot to carry, but it’s always better to be safe than sorry, isn’t it?
Do not take your Bike to Kyle's Bike Shop they handled my bike so poorly they can not work on Vintage Schwinn' and the attitude they had if it wasn't a high dollar bike don't expect good service. I had to find my own parts, had to take the bike back twice to get the wheel trued and they ruined my bike it is so scrapped up the Schwinn is gone on the side of the bike. If you care about your bike do not take it here.
Bike Radar gives the Pedro’s levers 4.55 out of five stars and claims they’re the “best out there.” (Can we pause to admire the extra five hundredths of a star the site chose to award it? Very specific.) Aaron Gulley, writing for Outside, states, “I can’t count the number of times I’ve snapped cheap plastic sticks, shredded my hand in the process, stomped around cursing in pain for 10 minutes, and then, insult to injury, been tool-less and unable to get my tire off anyway. That will never happen with Pedro’s.”
Brakes come in a variety of designs depending on the age and style of your bike. Rim brakes offer more modulation but have less stopping power, so are more suited to riding on the roads. Disc brakes can provide huge amounts of stopping power so are best suited to off road riding, although ‘V’ rim brakes are also well suited to mountain biking. All brakes use a friction system to stop the movement of the wheel, so regular checks of the contact pads should form part of your regular cycle maintenance.