The best type of bike for exercise depends what level of rider you are and whether you would rather ride on trails or on the road. There is a type of road bike that is called a “Fitness Bike,” and features a lightweight frame and narrow tires, but do not have a drop handlebar. This may be the best type of bike for someone who intends to ride regularly and strenuously on the roads. If you plan to do a lot of trail riding, the best bike for exercise would probably be a mountain bike. For a person who uses bikes for transportation and exercise, but doesn’t go off-road, the hybrid bike build is a good type of bike.
Change and a $20 bill:   In case your cell phone’s battery dies, it’s nice to still be able to use a payphone if you need to.   Also, the $20 is a great thing to have in case you lose your wallet or have some other mishap.   I’d rather be able to sit in a coffee shop or fast food restaurant when it starts raining while I’m waiting for my friend or cab ride, and a hot cup of tea or coffee or the beverage of your choice and a snack makes it all the more pleasant.  Just try to remember, this is for emergencies, and if you use it, replace it ASAP!
Basic first aid supplies:  A few bandages of varying sizes.   6 Aspirin, or other OTC painkiller of choice.   A few alcohol pads in sealed foil packs, useful for cleaning grease off grease and grit off of the bike, and also cleaning cuts on yourself if you take a spill.  1 day supply of any prescription drugs you need to take regularly.   Wrap these up in tinfoil and tuck away.   It might just save your day.
These are some great ideas, especially the simple ones like bringing a garbage bag. That’s something so easy and cheap that it’s easy to forget entirely, but as you say, it can make a huge difference in the right circumstances. It’s also good that you discuss some minor bike repairs. That’s another thing that can salvage or destroy your ride. You want to be as prepared as possible for the best possible experience.
Unlike floor pumps, most hand pumps do not have pressure gauges. To get readings during my original round of testing for this guide, I built a special rig involving simple hardware-store parts. But the experts I spoke to seem divided on the usefulness of gauges. Half thought they were unnecessary, added bulk, and drove up cost. Why do you need a gauge if you know 100 pumps inflates your tire? But the other half liked them, because the “thumb test” is notoriously inaccurate.
Modern bottom brackets use a sealed bearing type construction that keeps water and debris locked out, so they seldom go wrong. Maintenance is impossible so they need replacing when they do wear out. Older style cup bottom brackets need to be re-greased every now and again, and occasionally will need to have their bearings replaced. There are a lot more teeth on the chainring cogs than those on the rear cassette, so need changing less regularly. Cranks usually a solid one piece construction so there is not much to go wrong.
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