Some years ago, I used to live on my bike. Riding around daily through any weather condition was bound to quickly wear down on the bike over time. I like some of the stuff that you have in your toolkit. I would say zip ties are actually really convenient, because when something came loose you could go ahead and use those to fasten them down to keep on moving ahead until you had enough time to fix it or get it checked at a bike repair shop.
Road riders need lightweight, tiny tools that can fit into jersey pockets. A lot of those items are made of carbon fiber, which is lighter than aluminum. Other iconic trappings of road riding, like CO2 cartridges and spandex outfits, are also geared toward minimalism, but all of that downsizing comes at a cost. Commuters don’t have to be as concerned with weight, so unless you covet something specific, don’t spend the extra money.
These are some great ideas, especially the simple ones like bringing a garbage bag. That’s something so easy and cheap that it’s easy to forget entirely, but as you say, it can make a huge difference in the right circumstances. It’s also good that you discuss some minor bike repairs. That’s another thing that can salvage or destroy your ride. You want to be as prepared as possible for the best possible experience.
This is a very basic book and unnecessarily repetitive in sections. It does introduce the reader to the basic nomenclature of bicycles and this is helpful when conversing with others. Unfortunately the repetitive sections were not replaced with chapters on 3 Speed in hub gear drives, or coaster breaks, or a chapter on Adult Tricycles and Tandems and E-Bikes.
2) On my second day, the pannier bag fell off and got lost after I stopped for lunch, which required locking up the bike somewhere, so I took the bag into restaurant and re-attached it using the two velcro straps on the rear rack. I've used many panniers before, thought I did it correctly. But apparently I did not. So I paid $55 (cost) to replace everything in bag and bag. In hindsight, I wished I'd put a bungee around bag straps to really secure it to bike. PROBABLY MY FAULT.