2) On my second day, the pannier bag fell off and got lost after I stopped for lunch, which required locking up the bike somewhere, so I took the bag into restaurant and re-attached it using the two velcro straps on the rear rack. I've used many panniers before, thought I did it correctly. But apparently I did not. So I paid $55 (cost) to replace everything in bag and bag. In hindsight, I wished I'd put a bungee around bag straps to really secure it to bike. PROBABLY MY FAULT.
Do not take your Bike to Kyle's Bike Shop they handled my bike so poorly they can not work on Vintage Schwinn' and the attitude they had if it wasn't a high dollar bike don't expect good service. I had to find my own parts, had to take the bike back twice to get the wheel trued and they ruined my bike it is so scrapped up the Schwinn is gone on the side of the bike. If you care about your bike do not take it here.
Unlike floor pumps, most hand pumps do not have pressure gauges. To get readings during my original round of testing for this guide, I built a special rig involving simple hardware-store parts. But the experts I spoke to seem divided on the usefulness of gauges. Half thought they were unnecessary, added bulk, and drove up cost. Why do you need a gauge if you know 100 pumps inflates your tire? But the other half liked them, because the “thumb test” is notoriously inaccurate.

Don’t rely on others. “People need to recognize that now there are different cassette sizes, so there are different chains depending on what gear you have. A lot of people are like, ‘Oh my friend is always prepared they always have the stuff, I’m not going to bring anything.’ All of the stuff now is very bike-specific, and you have to have your own package of stuff.”
Whether you ride a single, 7, or 10 speed bike or anything in between, you will need a slightly different chain. The major difference is that they come in varying widths to accomodate the different spaces between the gears, but quality of construction is also a factor in choosing a chain. Inspecing the chain should be a part of your regular cycle maintenance procedure- It’s important to keep a chain well lubricated, but oil will also attract dirt and so different oils for specific riding conditions are available. Remember to clean your chain regularly to get the longest life out of it and the gears.