A plastic garbage bag, or $2 disposable poncho:  Just in case of an unexpected downpour or getting caught out after dark.   More than once, I’ve gone for a ride on a beautiful day with a perfect forecast, not taken a jacket and had the weather go south on me.  Being able to cover up can mean the difference between just mild discomfort or a freezing cold, shivering ride home!
The Bicycle Repair Shop does rentals by the hour or by the day. They have reasonable rates. They have solid, lightweight hybrid bikes so you can tackle train tracks and brick streets and hills. They also have road bikes for the more experienced. You can reserve online in advance. You get a helmet and a lock with your rental. The staff in the shop are friendly and will suggest routes and point out hills if you're new to the area. And believe me these hills are no joke!

These guys are awesome.  After work, I got to my bike to discover my back tire was completely flat.  It had a slow leak, so I was able to pump it up enough to make it to their shop.  I got there 10 minutes before closing and they were able to fit me in.  They replaced my tube and picked all of the glass shards out of my tire.  Awesome customer service and they saved me from having to do this myself in the dark and the cold.
Modern bottom brackets use a sealed bearing type construction that keeps water and debris locked out, so they seldom go wrong. Maintenance is impossible so they need replacing when they do wear out. Older style cup bottom brackets need to be re-greased every now and again, and occasionally will need to have their bearings replaced. There are a lot more teeth on the chainring cogs than those on the rear cassette, so need changing less regularly. Cranks usually a solid one piece construction so there is not much to go wrong.
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