I own the Lezyne CNC Chain Rod, which I’m a big fan of (yes, I know I’m partial to Lezyne here–they’re a local-to-me, San Luis Obispo company and they sponsored my collegiate team, so I got tons of gear) and it costs right around $30. But the truth is that even the cheapest of chain whips will likely do the job. In fact, I’ve found a dude who knows his stuff and shows you how to make this tool all by yourself. I would even go so far as to say that you probably have enough materials laying about your garage (if not, try your parents’ garage ? ) to put this together without spending anything. Check out the video below:
A pair of disposable latex gloves:  Not absolutely necessary, but good for keeping grease and grime off your hands during a repair.  Also, nice to have in an emergency when it starts raining and the temperature drops 20 degrees and you don’t have a pair of regular gloves.   Just keeping your hands dry and the wind from directly blowing on them makes a huge difference in comfort.
Man, if you're starting out and you know you'll need several components for a bag... just get this. It will save you so much time picking everything out that even if you balk at the price (amazing value, by the way) I bet that if you did the math using your hourly wage and the time spent picking everything out and making sure it fits... you'd save a lot of money and a lot of irritation if you just got this. Just get this.
More than any other tool in the kit, a reliable lever makes changing a tire easier, especially if you have road bike tires, which are difficult to remove. However, throughout testing, levers seemed to be the one item more prone to failure and poor design than anything else. For example, I found a random orange lever floating around my basement and I threw it in the test pool for fun—it seemed solid enough … until I began prying at the rim of a tire. It bent directly in half, slowly and smoothly, like taffy, and then was boomerang shaped forevermore.

One key difference, that you can see in the photo, is that the BV uses buckles instead of Velcro on the straps that attach the bag to the underside of the saddle, something much more important than it may seem. A pair of bike shorts (or any shorts) will shred quickly if they’re rubbing against that tiny bit of Velcro protruding from the side of the bag, and it’s sure to destroy expensive sweaters and gym clothes if you stuff the bag into your backpack or messenger bag.
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Brakes come in a variety of designs depending on the age and style of your bike. Rim brakes offer more modulation but have less stopping power, so are more suited to riding on the roads. Disc brakes can provide huge amounts of stopping power so are best suited to off road riding, although ‘V’ rim brakes are also well suited to mountain biking. All brakes use a friction system to stop the movement of the wheel, so regular checks of the contact pads should form part of your regular cycle maintenance.
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